Being bankrupt is one of the worst nightmares one could wake up to. Imagine yourself doing so well in business only to wake up one day to the shocking reality that you are no longer in a position to have viable business relations with your creditors, just because you are not in a position to repay them due to lack of funds.
Sometimes when this situation goes to the extreme, there is need to take precaution and the best way to go about it is to file for bankruptcy. This is to say that you need to take legal action against your situation so as to protect yourself from unnecessary harassment from creditors. This will also make people aware of your situation so that they can freely choose whether to enter into any business with you or not.
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Filing for bankruptcy is something that you can do alone, but to be on the safe side, you should contact the services of a lawyer or an advocate who will not only guide you on the basics of the law but also ensure that you understand what the whole process implies. For example, you need to understand that this record will remain in your credit files for a period of up to ten years.
A good bankruptcy lawyer will also be in a position to tell you that there are two types of files; chapter 7 and chapter 13. The first one can only be discharged once every eight years while the second one can be discharged very now and then. The choice will entirely depend on you and the amount of credit that you owe.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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