When you're seriously thinking about declaring bankruptcy, chances are you're pretty deep in debt. You're probably buried under credit card bills, medical expenses, mortgage payments, and other looming financial obligations. In this situation, we're tempted to cut back on every possible expense -- including legal fees.
You may be thinking about declaring bankruptcy without hiring an attorney. However, this is never advisable.
A few years ago, declaring bankruptcy on your own was doable. You may have met people who have done this successfully. Today, though, the best thing you can do for yourself is get professional help. A lawyer make the whole process easier for you, as well as help you avoid mistakes.
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The Bankruptcy law was overhauled by Congress in 2005. It is called the Bankruptcy Abuse Prevention and Consumer Protection Act. The new law is even more complex than the title implies. This is the very reason why you must seek legal help when filing for bankruptcy -- you'll be committing financial suicide when you don't.
Many concerned consumer advocates are not happy with the new law. They call it the Bankruptcy Abuse Reform Fiasco -- BARF for short. The intention of this article is to make you understand that the new law is complicated -- whether it was changed for the better or worse is a totally different topic. The new law is extremely complicated -- even bankruptcy lawyers are having a hard time dealing with it. Most of the time they still need to ask the courts to interpret and make sense of this new law. It is next to impossible for the average person to keep up with all the developments.
Attempting to handle your own bankruptcy case just to save some cash is a bad idea. This new law has made it impossible and impractical. Bankruptcy remains a practical option to many people, but it's still best to have professional help at your service.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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